Quote from Dean Koontz

I really believe that everyone has a talent, ability, or skill that he can mine to support himself and to succeed in life.
~ Dean Koontz
 

Falling behind on your bills need help?

The basic truth is that credit counseling is nothing more than a per-negotiated agreement between the lender and the counselors’. So what this means for you? One can call or write your lender and can ask for a hardship department which most banks and credit card companies will have these internal departments.

http://columbusfinancialcoach.blogspot.com/2013/02/do-it-yourself-credit-counseling-why.html